AI Credit Score Business
With the AI Credit Score Business, you can effectively assess the creditworthiness of companies. This score, based on AI-supported models, provides a reliable estimate of the risk profile of companies. Thanks to a GINI score of over 80, companies can make informed decisions, which leads to a significant reduction in the default rate of up to 25%. In addition, the use of the score enables a 35% increase in efficiency, as decisions can be made in real time.
Intrum's AI Credit Score Business provides a precise assessment of a company's creditworthiness. By analysing financial data, payment histories and industry information, companies can make informed decisions in their B2B transactions. This score helps to identify risks early on and avoid payment defaults.
How we use artificial intelligence (AI)
Our AI credit scores are based on the LightGBM (LGBM) algorithm, which was specially developed for large data sets and fast calculations. LightGBM offers an excellent balance between prediction accuracy and efficiency by using decision tree methods to assess credit risks in real time. This technology enables us to deliver highly accurate and scalable scores that significantly reduce risk in business relationships.
Key features
- Detailed company analysis: The score assesses the financial stability of companies based on payment histories and industry risks.
- Up-to-date data sources: The score is continuously updated with the latest data sources to ensure an accurate and up-to-date risk assessment.
- High accuracy: with a GINI score of over 75%, the AI Credit Score Business offers a high level of prediction accuracy.
- Increased efficiency: By automating credit checks, companies can make faster and more informed decisions.
Technical details
Der AI Credit Score Business ist speziell für die Bewertung von Geschäftspartnern und Lieferanten ausgelegt. Er The AI Credit Score Business is specially designed for evaluating business partners and suppliers. It not only analyses payment history, but also takes into account a company's financial data and industry risks. This makes it possible to identify potential defaults at an early stage and minimise risks.
KPIs and benefits
- GINI score of over 75: Reliable assessment of a company's creditworthiness.
- Reduce your default rate by up to 25%: Thanks to data-driven decisions and up-to-date information.
- Increase efficiency by up to 35%: Faster and more precise credit decisions through automated processes.
Integration and access
The AI Credit Score Business can be easily integrated into your systems via our API or the Intrum web portal. This means you always have access to up-to-date information on the creditworthiness of your business partners, enabling you to make informed decisions.
Our AI credit scores enable companies to make credit decisions faster and more accurately. By using LightGBM, we achieve a high level of prediction accuracy and significantly reduce the risk of payment defaults.Lars Blankenhorn, Senior Partner- & Sales Development Manager
